Photo: Zexsen Xie / CC BY 2.0 via Wikimedia Commons
Learn about Singapore currency, Singapore Dollar denominations, cash, cards, exchange rates, ATMs, and payment tips for Indian travellers.
Singapore Currency Guide (2027)
The official currency of Singapore is the Singapore Dollar (SGD), commonly written as S$. If you're travelling from India, understanding the currency and payment options can help you manage your holiday budget more easily.
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Singapore Currency
Singapore uses the Singapore Dollar (SGD).
You will commonly see:
- Coins: 5¢, 10¢, 20¢, 50¢ and S$1
- Notes: S$2, S$5, S$10, S$50, S$100 and higher denominations
INR to SGD Exchange Rate
Currency exchange rates change regularly. Indian travellers should check the latest INR to SGD rate before exchanging money or making a payment.
Avoid planning your entire budget using a fixed exchange rate because the actual rate offered by banks, money changers, cards, and payment providers can differ.
Cash or Card in Singapore?
Singapore is highly convenient for card and digital payments. Visa and Mastercard are widely accepted at hotels, shopping malls, restaurants, and attractions.
However, keeping some Singapore Dollars in cash is useful for smaller purchases and certain local food outlets.
Where to Exchange Indian Rupees
You can exchange currency at:
- Licensed money changers
- Banks
- Airport exchange counters
- Selected hotel or shopping-area exchange counters
Compare the final amount of SGD you receive rather than looking only at the advertised exchange rate.
Using ATMs in Singapore
ATMs are widely available across Singapore. International cards can generally be used, but your bank may charge foreign transaction or ATM fees.
Check your card's international usage and withdrawal charges before travelling.
How Much Cash Should Indians Carry?
You don't need to carry a large amount of cash. A combination of cash and an international card is usually convenient for a Singapore holiday.
Your actual requirement will depend on your hotel, meals, shopping, transport, and attraction bookings.
Singapore Currency Tips for Indian Travellers
- Carry some SGD for small expenses.
- Use cards where convenient.
- Check your bank's foreign transaction fees.
- Compare exchange rates before exchanging cash.
- Keep some emergency cash separately.
- Don't exchange your entire travel budget at the airport without comparing rates.
Frequently Asked Questions
What is the currency of Singapore?
The official currency is the Singapore Dollar (SGD).
Can I use Indian Rupees in Singapore?
Indian Rupees are generally not accepted for everyday purchases. Exchange INR for SGD or use an international card.
Is cash necessary in Singapore?
Not always. Cards and digital payments are widely used, but carrying some SGD is recommended.
Should I exchange money in India or Singapore?
Compare the rates and fees available from both sides before deciding. The best option can vary depending on the exchange provider and current rates.
Plan Your Singapore Holiday with TDMC Global
Planning a Singapore trip from India? TDMC Global can help with Singapore tour packages, hotels, attraction tickets, airport transfers, and customised itineraries.
Explore more with TDMC Global:
- Singapore Tour Packages
- Singapore Trip Cost from India
- Singapore Travel Guide for Indians
- Singapore Visa Guide
- Singapore Travel Blog
Visit: https://tdmcglobal.com
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