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Singapore Currency Guide (2027): Money, Payments & Exchange Tips

Photo: Moheen Reeyad / CC BY-SA 4.0 via Wikimedia Commons

08 Aug 2026
2 min read
Updated 17 Aug 2026

Planning a Singapore trip? Learn about the Singapore Dollar (SGD), currency exchange, cash, cards, ATMs, and money-saving tips for a hassle-free holiday.

Singapore Currency Guide (2027)

The official currency of Singapore is the Singapore Dollar (SGD), represented by the symbol S$. It is widely accepted across the country, and visitors can easily make payments using cash, debit cards, credit cards, or mobile wallets.

Singapore Currency

  1. Currency: Singapore Dollar
  2. Currency Code: SGD
  3. Symbol: S$

Coins are available in 5¢, 10¢, 20¢, 50¢, and S$1, while banknotes are commonly available in S$2, S$5, S$10, S$50, and S$100.

Payment Methods

You can pay using:

  1. Cash (SGD)
  2. Visa & Mastercard
  3. Debit Cards
  4. Apple Pay & Google Pay
  5. Contactless Payments

Most hotels, shopping malls, restaurants, and attractions accept card payments.

Where to Exchange Money

  1. Changi Airport
  2. Licensed Money Changers
  3. Shopping Malls
  4. Banks

Compare exchange rates before exchanging large amounts.

ATMs in Singapore

ATMs are widely available throughout Singapore and accept most international debit and credit cards.

Money-Saving Tips

  1. Carry a small amount of cash for local markets.
  2. Use international cards for larger purchases.
  3. Avoid exchanging money at hotels due to higher rates.
  4. Inform your bank before international travel.

Frequently Asked Questions

Should I carry cash in Singapore?

Yes. Although cards are widely accepted, carrying S$50–100 in cash is useful for small purchases.

Can I use Indian cards?

Yes. Most international Visa and Mastercard debit or credit cards work in Singapore.

Is Singapore expensive?

Singapore offers options for every budget, from affordable hawker centres to luxury dining and shopping.

Plan Your Singapore Holiday with TDMC Global

Travel confidently with TDMC Global. We offer customised Singapore tour packages, hotels, airport transfers, sightseeing, and expert travel assistance to make your trip smooth and enjoyable.




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Written by
TDMC Admin · Travel Specialist · TDMC Global

The TDMC Global travel team curates first-hand destination guides, itineraries and practical tips drawn from years of planning trips across Asia and beyond — the same advice we give our own clients.

All articles by TDMC Admin

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